Yes, Urs Widmer was a Swiss author known for his non-fiction works as well. One of his notable non-fiction texts is "My Mother's Lover," a memoir in which he explores his mother's life and her relationship with a man who was not his father. Widmer's non-fiction writing is characterized by its introspective and personal nature, often delving into his own experiences and family history. His non-fiction works offer a unique perspective on personal and historical events, making them a valuable contribution to the genre. **

In the song "Jour 1," Louane expresses the feeling of starting over and the hope for a new beginning. She sings about leaving behind the past and embracing the present, and the song conveys a sense of optimism and determination. Louane wants to express the idea of taking the first step towards a fresh start and the courage it takes to move forward. **

The main difference between un jour and une journée, or un an and une année, is that the former refers to a specific point in time, while the latter refers to a duration of time. "Un jour" and "un an" simply mean "a day" and "a year," while "une journée" and "une année" refer to the entire duration of a day or a year. For example, you might say "Je vais à Paris un jour" (I'm going to Paris for a day) or "Je vais à Paris pour une journée" (I'm going to Paris for the day). Similarly, you might say "Il a étudié un an" (He studied for a year) or "Il a étudié pendant une année" (He studied for a year). **

The choice between BWL (Betriebswirtschaftslehre, or business administration) and Banking and Finance depends on your career goals and interests. BWL provides a broad understanding of business management, including areas such as marketing, accounting, and human resources, while Banking and Finance focuses specifically on financial institutions and markets. If you are interested in a career in banking, investment, or financial analysis, Banking and Finance may be the better choice. However, if you are interested in a broader range of business opportunities, BWL may be more suitable. It's important to consider your long-term career goals and the specific skills and knowledge you want to develop. **

A mortgage is a specific type of loan that is used to purchase real estate, typically a home. It is a secured loan, meaning the property serves as collateral for the loan. On the other hand, a loan is a broader term that can refer to various types of borrowing, such as personal loans, auto loans, or student loans. Loans can be secured or unsecured, depending on the lender's requirements. **

A debt collection loan shark is a person or organization that lends money to individuals at extremely high interest rates, often using aggressive or illegal tactics to collect payments. They target individuals who are in desperate need of quick cash but may not have access to traditional forms of credit. These loan sharks can trap borrowers in a cycle of debt, making it difficult for them to repay the loan and escape the high interest rates and fees. **

In the event of death with a mortgage loan, the responsibility for the loan typically falls to the deceased person's estate. The executor of the estate will need to notify the lender of the borrower's passing and make arrangements for the outstanding balance to be paid off. If there is a co-borrower or co-signer on the loan, they may become responsible for the remaining payments. In some cases, life insurance policies or other assets may be used to settle the mortgage debt. **

It is not advisable to finance your entire studies with a student loan. While student loans can be helpful in covering some of the costs of education, relying solely on loans can lead to a significant amount of debt that may be difficult to repay after graduation. It is important to explore other options such as scholarships, grants, part-time work, or saving money beforehand to reduce the amount you need to borrow. It is recommended to borrow only what is necessary and to have a clear plan for how you will manage the debt after completing your studies. **