The number of credit points needed for BAfög varies depending on the specific program of study and the university. In general, students must earn a certain number of credit points each semester to remain eligible for BAfög. Typically, full-time students are required to earn at least 30 credit points per semester to qualify for BAfög. It is important for students to check the specific requirements of their program and university to ensure they are meeting the necessary credit point threshold for BAfög eligibility. **

The choice between BWL (Betriebswirtschaftslehre, or business administration) and Banking and Finance depends on your career goals and interests. BWL provides a broad understanding of business management, including areas such as marketing, accounting, and human resources, while Banking and Finance focuses specifically on financial institutions and markets. If you are interested in a career in banking, investment, or financial analysis, Banking and Finance may be the better choice. However, if you are interested in a broader range of business opportunities, BWL may be more suitable. It's important to consider your long-term career goals and the specific skills and knowledge you want to develop. **

The cost of fully financing a university education can vary greatly depending on the institution, the program of study, and the location. In the United States, the average cost of tuition and fees for a four-year public university is around $10,000-$12,000 per year for in-state students, and around $25,000-$35,000 per year for out-of-state students. Private universities can be even more expensive, with average tuition and fees ranging from $35,000 to $50,000 per year. This does not include additional expenses such as room and board, books, and other living expenses, which can add several thousand dollars per year. Overall, the total cost of fully financing a university education can range from tens of thousands to over a hundred thousand dollars. **

The cost of fully financing a college education can vary greatly depending on the type of institution, location, and other factors. On average, the total cost for a four-year degree at a public university can range from $40,000 to $100,000, while a private university can cost upwards of $150,000 or more. This includes tuition, fees, room and board, books, and other expenses. Financial aid, scholarships, and grants can help offset some of these costs for students. **

A mortgage is a specific type of loan that is used to purchase real estate, typically a home. It is a secured loan, meaning the property serves as collateral for the loan. On the other hand, a loan is a broader term that can refer to various types of borrowing, such as personal loans, auto loans, or student loans. Loans can be secured or unsecured, depending on the lender's requirements. **

The number of credit points required for a Master's degree can vary depending on the program and institution. Typically, a Master's degree program requires between 30-60 credit points to complete. It is important to check with the specific university or college offering the program to determine the exact credit point requirements for the Master's degree you are interested in pursuing. **

A debt collection loan shark is a person or organization that lends money to individuals at extremely high interest rates, often using aggressive or illegal tactics to collect payments. They target individuals who are in desperate need of quick cash but may not have access to traditional forms of credit. These loan sharks can trap borrowers in a cycle of debt, making it difficult for them to repay the loan and escape the high interest rates and fees. **

In the event of death with a mortgage loan, the responsibility for the loan typically falls to the deceased person's estate. The executor of the estate will need to notify the lender of the borrower's passing and make arrangements for the outstanding balance to be paid off. If there is a co-borrower or co-signer on the loan, they may become responsible for the remaining payments. In some cases, life insurance policies or other assets may be used to settle the mortgage debt. **