There are several mascaras that are known for their smudge-proof formulas. Some popular options include the Maybelline New York Lash Sensational Waterproof Mascara, L'Oréal Paris Voluminous Lash Paradise Waterproof Mascara, and the Covergirl Lash Blast Volume Waterproof Mascara. These mascaras are designed to resist smudging and flaking, providing long-lasting wear without smudging throughout the day. Additionally, many high-end brands such as Lancôme, Dior, and Benefit also offer smudge-proof mascaras in their product lines. **

Unopened mascaras are generally good for up to 2-3 years from the date of manufacture. It is important to check the expiration date on the packaging to ensure its freshness and effectiveness. Using an expired mascara can lead to eye infections or irritation, so it is best to replace it if it is past its expiration date. **

Yes, I can recommend a few good mascaras. Some popular options include Maybelline New York Lash Sensational, L'Oréal Paris Voluminous Lash Paradise, and Benefit Cosmetics They're Real! Mascara. These mascaras are known for their ability to add volume, length, and definition to the lashes, and they are widely praised by beauty enthusiasts. Ultimately, the best mascara for you will depend on your specific preferences and needs, so it's always a good idea to try out different options to find the perfect one for you. **

Some good mascaras for Asian eyes are those that are smudge-proof and hold a curl well, as many Asian individuals have straight lashes that struggle to hold a curl. Waterproof mascaras are also a good option to prevent smudging and flaking throughout the day. Additionally, mascaras with a smaller, more precise wand can help to coat each individual lash and provide a more defined look. Some popular mascaras for Asian eyes include Heroine Make Long & Curl Mascara, Kiss Me Heroine Make Volume & Curl Mascara, and Shiseido Full Lash Multi-Dimension Mascara. **

The choice between BWL (Betriebswirtschaftslehre, or business administration) and Banking and Finance depends on your career goals and interests. BWL provides a broad understanding of business management, including areas such as marketing, accounting, and human resources, while Banking and Finance focuses specifically on financial institutions and markets. If you are interested in a career in banking, investment, or financial analysis, Banking and Finance may be the better choice. However, if you are interested in a broader range of business opportunities, BWL may be more suitable. It's important to consider your long-term career goals and the specific skills and knowledge you want to develop. **

A mortgage is a specific type of loan that is used to purchase real estate, typically a home. It is a secured loan, meaning the property serves as collateral for the loan. On the other hand, a loan is a broader term that can refer to various types of borrowing, such as personal loans, auto loans, or student loans. Loans can be secured or unsecured, depending on the lender's requirements. **

A debt collection loan shark is a person or organization that lends money to individuals at extremely high interest rates, often using aggressive or illegal tactics to collect payments. They target individuals who are in desperate need of quick cash but may not have access to traditional forms of credit. These loan sharks can trap borrowers in a cycle of debt, making it difficult for them to repay the loan and escape the high interest rates and fees. **

In the event of death with a mortgage loan, the responsibility for the loan typically falls to the deceased person's estate. The executor of the estate will need to notify the lender of the borrower's passing and make arrangements for the outstanding balance to be paid off. If there is a co-borrower or co-signer on the loan, they may become responsible for the remaining payments. In some cases, life insurance policies or other assets may be used to settle the mortgage debt. **